diff --git a/scipost_django/finances/templates/finances/_definitions_details.html b/scipost_django/finances/templates/finances/_definitions_details.html
index a8e8ea4c710488bedf97d9fa6fbb09f0196fba6c..48dc246db92f00bbcaae8921ec7cdb833cc585e5 100644
--- a/scipost_django/finances/templates/finances/_definitions_details.html
+++ b/scipost_django/finances/templates/finances/_definitions_details.html
@@ -21,8 +21,8 @@
 	  <td>Number of Associated Publications, compiled (depending on context) for a given year or over many years, for a specific Journal or for many, etc.</td>
       </tr>
       <tr>
+	<th>Publication Fraction</th>
 	<th>PubFrac</th>
-	<th></th>
 	<td>A fraction of a unit representing an Organization's "weight" for a given Publication.<br>The weight is given by the following simple algorithm:
 	  <ul>
 	    <li>First, the unit is split equally among each of the authors.</li>
@@ -58,16 +58,17 @@
 	<td>Sum of the values of all Subsidies relevant to a given context (for example: from a given Organization in a given year).</td>
       </tr>
       <tr>
-	<th>Balance</th>
+	<th>Impact on reserves</th>
 	<th></th>
-	<td>Difference between incoming and outgoing financial resources (again defined depending on context).<br>A positive balance means that our initiative is sustainable (and perhaps even able to grow).<br>A negative balance means that these activities are depleting our financial reserves.</td>
+	<td>Difference between incoming and outgoing financial resources for the activities under consideration (again defined depending on context).<br>A positive impact on reserves means that our initiative is sustainable (and perhaps even able to grow).<br>A negative impact on reserves means that these activities are effectively depleting our available resources and threatening our sustainability.</td>
       </tr>
     </tbody>
   </table>
 
   {% if 'finadmin' in user_roles %}
-    <table class="table table-danger bg-opacity-10 m-4 p-4 caption-top">
-      <caption class="text-danger bg-danger bg-opacity-25 p-2">[FinAdmin]</caption>
+    <div class="border border-danger bg-danger bg-opacity-10 m-4">
+      <p><strong class="text-danger">[FinAdmin]</strong></p>
+      <table class="table m-4 p-4">
       <tbody>
 	<tr>
 	  <th>Compensations</th>
@@ -114,6 +115,7 @@
 	</tr>
       </tbody>
     </table>
+    </div>
   {% endif %}
 
 </details>
diff --git a/scipost_django/organizations/models.py b/scipost_django/organizations/models.py
index 7dc4b0bc7adad79967114faeb4176a266188b2d6..5bab3ea05f2685639318d69f4fdb1617efabcca5 100644
--- a/scipost_django/organizations/models.py
+++ b/scipost_django/organizations/models.py
@@ -478,7 +478,7 @@ class Organization(models.Model):
         cumulative_associated_uncompensated = 0
         cumulative_subsidy_income = 0
         cumulative_reserved = 0
-        cumulative_balance = 0
+        cumulative_impact_on_reserves = 0
         pf = self.pubfracs.all()
         publications_all = self.get_publications()
         for year in pubyears:
@@ -603,7 +603,7 @@ class Organization(models.Model):
                 ),
             }
             rep[str(year)]["reserved"] = subsidy_income - year_self_compensated
-            rep[str(year)]["balance"] = subsidy_income - year_expenditures
+            rep[str(year)]["impact_on_reserves"] = subsidy_income - year_expenditures
             cumulative_nap += year_nap
             cumulative_pubfracs += year_pubfracs
             cumulative_expenditures += year_expenditures
@@ -614,7 +614,7 @@ class Organization(models.Model):
             cumulative_associated_compensated += year_associated_compensated
             cumulative_associated_uncompensated += year_associated_uncompensated
             cumulative_subsidy_income += subsidy_income
-            cumulative_balance += subsidy_income - year_expenditures
+            cumulative_impact_on_reserves += subsidy_income - year_expenditures
             cumulative_reserved += subsidy_income - year_self_compensated
         rep["cumulative"] = {
             "nap": cumulative_nap,
@@ -637,7 +637,7 @@ class Organization(models.Model):
             ),
             "subsidy_income": cumulative_subsidy_income,
             "reserved": cumulative_reserved,
-            "balance": cumulative_balance,
+            "impact_on_reserves": cumulative_impact_on_reserves,
         }
         return rep
 
diff --git a/scipost_django/organizations/templates/organizations/_organization_card.html b/scipost_django/organizations/templates/organizations/_organization_card.html
index 3113050923eb06deb2f0bdc934a5ccb50f50aada..08907217de8d74a2c4ae09d6e456e9a4074b8b06 100644
--- a/scipost_django/organizations/templates/organizations/_organization_card.html
+++ b/scipost_django/organizations/templates/organizations/_organization_card.html
@@ -118,7 +118,7 @@
                 <p>Are you a representative of this Organization? We advise you to:</p>
                 <ul>
                   <li>
-                    Make sure your Organization gets included in 
+                    Make sure your Organization gets included in
                     <a href="https://www.crossref.org/services/funder-registry/" target="_blank" rel="noopener">Crossref's Funder Registry</a>;
                   </li>
                   <li>
@@ -416,7 +416,7 @@
           </p>
 
           {% if 'finadmin' in user_roles %}
-            <p class="bg-danger bg-opacity-10">
+            <p class="border border-danger bg-danger bg-opacity-10 p-1">
               <strong class="text-danger">[FinAdmin]</strong>
               <br />
               The next columns detail the compensations (through Subsidies) obtained from this Organization, or from other (ally) Organizations on its behalf. Any negative balance hits SciPost's reserve budget.
@@ -431,13 +431,13 @@
               {% if 'finadmin' in user_roles %}
                 <tr>
                   <td colspan="3"></td>
-                  <td colspan="3" class="bg-danger bg-opacity-10 text-center">
+                  <td colspan="3" class="border border-danger bg-danger bg-opacity-10 text-center">
                     <strong>FinAdmin</strong>
                   </td>
                   <td colspan="2"></td>
 
                   {% if organization.has_pubfracs %}
-                    <td colspan="3" class="bg-danger bg-opacity-10 text-center">
+                    <td colspan="3" class="border border-danger bg-danger bg-opacity-10 text-center">
                       <strong>FinAdmin</strong>
                     </td>
                   {% endif %}
@@ -457,25 +457,25 @@
               <th class="text-end text-wrap">Total associated expenditures</th>
 
               {% if 'finadmin' in user_roles %}
-                <th class="text-end text-wrap">Total associated compensations</th>
-                <th class="text-end text-wrap">Total associated uncompensated</th>
-                <th class="text-end text-wrap">Bystander percentage</th>
+                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Total associated compensations</th>
+                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Total associated uncompensated</th>
+                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Bystander percentage</th>
               {% endif %}
 
               {% if organization.has_pubfracs %}
-                <th class="text-end text-wrap">PubFrac share</th>
+                <th class="text-end text-wrap">PubFrac<br>share</th>
               {% endif %}
 
-              <th class="text-end text-wrap">Subsidy support</th>
+              <th class="text-end text-wrap">Subsidy<br>support</th>
 
               {% if organization.has_pubfracs %}
                 {% if 'finadmin' in user_roles %}
-                  <th class="text-end text-wrap">Compensations (self)</th>
-                  <th class="text-end text-wrap">Reserved</th>
-                  <th class="text-end text-wrap">Compensations (Allies)</th>
+                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Compensations (self)</th>
+                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Reserved</th>
+                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Compensations (Allies)</th>
                 {% endif %}
 
-                <th class="text-end text-wrap">Balance</th>
+                <th class="text-end text-wrap">Impact on<br>reserves</th>
               {% endif %}
 
             </tr>
@@ -487,15 +487,15 @@
               <td class="text-end">&euro;{{ balance.cumulative.associated_expenditures }}</td>
 
               {% if 'finadmin' in user_roles %}
-                <td class="text-end">&euro;{{ balance.cumulative.associated_compensated }}</td>
+                <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ balance.cumulative.associated_compensated }}</td>
 
                 {% if balance.cumulative.associated_uncompensated > 0 %}
-                  <td class="text-end bg-danger bg-opacity-25">&euro;{{ balance.cumulative.associated_uncompensated }}</td>
+                  <td class="border border-danger text-end bg-danger bg-opacity-25">&euro;{{ balance.cumulative.associated_uncompensated }}</td>
                 {% else %}
-                  <td class="text-end bg-success bg-opacity-25">&euro;{{ balance.cumulative.associated_uncompensated }}</td>
+                  <td class="border border-danger text-end bg-success bg-opacity-25">&euro;{{ balance.cumulative.associated_uncompensated }}</td>
                 {% endif %}
 
-                <td class="text-end">{{ balance.cumulative.bystander_percentage }}</td>
+                <td class="border border-danger bg-danger bg-opacity-10 text-end">{{ balance.cumulative.bystander_percentage }}</td>
               {% endif %}
 
               {% if organization.has_pubfracs %}<td class="text-end">&euro;{{ balance.cumulative.expenditures }}</td>{% endif %}
@@ -504,17 +504,18 @@
 
               {% if organization.has_pubfracs %}
                 {% if 'finadmin' in user_roles %}
-                  <td class="text-end">&euro;{{ balance.cumulative.self_compensated }}</td>
-                  <td class="text-end">&euro;{{ balance.cumulative.reserved }}</td>
-                  <td class="text-end">&euro;{{ balance.cumulative.ally_compensated }}</td>
+                  <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ balance.cumulative.self_compensated }}</td>
+                  <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ balance.cumulative.reserved }}</td>
+                  <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ balance.cumulative.ally_compensated }}</td>
                 {% endif %}
 
-                <td class="text-end bg-
-                  {% if balance.cumulative.balance < 0 %}danger{% else %}success{% endif %}
-                   bg-opacity-25">&euro;{{ balance.cumulative.balance }}</td>
+                <td class="text-end">&euro;{{ balance.cumulative.impact_on_reserves }}</td>
               {% endif %}
 
             </tr>
+	    <tr>
+	      <td>Per year:</td>
+	    </tr>
             {% now "Y" as current_year %}
 
             {% for year in publishing_years %}
@@ -538,15 +539,15 @@
                     <td class="text-end">&euro;{{ val.expenditures.total.associated_expenditures }}</td>
 
                     {% if 'finadmin' in user_roles %}
-                      <td class="text-end">&euro;{{ val.expenditures.total.associated_compensated }}</td>
+                      <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ val.expenditures.total.associated_compensated }}</td>
 
                       {% if val.expenditures.total.associated_uncompensated > 0 %}
-                        <td class="text-end bg-danger bg-opacity-25">&euro;{{ val.expenditures.total.associated_uncompensated }}</td>
+                        <td class="border border-danger text-end bg-danger bg-opacity-25">&euro;{{ val.expenditures.total.associated_uncompensated }}</td>
                       {% else %}
-                        <td class="text-end bg-success bg-opacity-25">&euro;{{ val.expenditures.total.associated_uncompensated }}</td>
+                        <td class="border border-danger text-end bg-success bg-opacity-25">&euro;{{ val.expenditures.total.associated_uncompensated }}</td>
                       {% endif %}
 
-                      <td class="text-end">{{ val.expenditures.total.bystander_percentage }}</td>
+                      <td class="border border-danger bg-danger bg-opacity-10 text-end">{{ val.expenditures.total.bystander_percentage }}</td>
                     {% endif %}
 
                     {% if organization.has_pubfracs %}<td class="text-end">&euro;{{ val.expenditures.total.expenditures }}</td>{% endif %}
@@ -555,14 +556,12 @@
 
                     {% if organization.has_pubfracs %}
                       {% if 'finadmin' in user_roles %}
-                        <td class="text-end">&euro;{{ val.expenditures.total.self_compensated }}</td>
-                        <td class="text-end">&euro;{{ val.reserved }}</td>
-                        <td class="text-end">&euro;{{ val.expenditures.total.ally_compensated }}</td>
+                        <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ val.expenditures.total.self_compensated }}</td>
+                        <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ val.reserved }}</td>
+                        <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ val.expenditures.total.ally_compensated }}</td>
                       {% endif %}
 
-                      <td class="text-end bg-
-                        {% if val.balance < 0 %}danger{% else %}success{% endif %}
-                         bg-opacity-25">&euro;{{ val.balance }}</td>
+                      <td class="text-end bg-{% if val.impact_on_reserves < 0 %}danger{% else %}success{% endif %} bg-opacity-25">&euro;{{ val.impact_on_reserves }}</td>
                     {% endif %}
 
                   </tr>
@@ -570,7 +569,7 @@
                     <td class="pe-0" colspan="
                       {% if 'finadmin' in user_roles %}12{% else %}6{% endif %}
                       ">
-                      <div class="my-2 ms-4 me-0 p-2 border border-secondary">
+                      <div class="my-2 ms-4 me-2 p-2 border border-secondary">
 
                         <p>
                           The following table give an overview of expenditures
@@ -612,9 +611,9 @@
                               <th class="text-end text-wrap">Total associated expenditures</th>
 
                               {% if 'finadmin' in user_roles %}
-                                <th class="text-end text-wrap">Total associated compensations</th>
-                                <th class="text-end text-wrap">Total associated uncompensated</th>
-                                <th class="text-end text-wrap">Bystander percentage</th>
+                                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Total associated compensations</th>
+                                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Total associated uncompensated</th>
+                                <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Bystander percentage</th>
                               {% endif %}
 
                               {% if organization.has_pubfracs %}
@@ -622,9 +621,9 @@
                                 <th class="text-end text-wrap">PubFracs expenditures share</th>
 
                                 {% if 'finadmin' in user_roles %}
-                                  <th class="text-end text-wrap">Compensations (Organization)</th>
-                                  <th class="text-end text-wrap">Compensations (Allies)</th>
-                                  <th class="text-end text-wrap">Balance (uncompensated)</th>
+                                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Compensations (Organization)</th>
+                                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Compensations (Allies)</th>
+                                  <th class="border border-danger bg-danger bg-opacity-10 text-end text-wrap">Balance (uncompensated)</th>
                                 {% endif %}
                               {% endif %}
 
@@ -640,15 +639,15 @@
                                 <td class="text-end">&euro;{{ journaldata.associated_expenditures }}</td>
 
                                 {% if 'finadmin' in user_roles %}
-                                  <td class="text-end">&euro;{{ journaldata.associated_compensated }}</td>
+                                  <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ journaldata.associated_compensated }}</td>
 
                                   {% if journaldata.associated_uncompensated > 0 %}
-                                    <td class="bg-danger bg-opacity-25 text-end">&euro;{{ journaldata.associated_uncompensated }}</td>
+                                    <td class="border border-danger bg-danger bg-opacity-25 text-end">&euro;{{ journaldata.associated_uncompensated }}</td>
                                   {% else %}
-                                    <td class="bg-success bg-opacity-25 text-end">&euro;{{ journaldata.associated_uncompensated }}</td>
+                                    <td class="border border-danger bg-success bg-opacity-25 text-end">&euro;{{ journaldata.associated_uncompensated }}</td>
                                   {% endif %}
 
-                                  <td class="text-end">{{ journaldata.bystander_percentage }}</td>
+                                  <td class="border border-danger bg-danger bg-opacity-10 text-end">{{ journaldata.bystander_percentage }}</td>
                                 {% endif %}
 
                                 {% if organization.has_pubfracs %}
@@ -656,13 +655,13 @@
                                   <td class="text-end">&euro;{{ journaldata.expenditures }}</td>
 
                                   {% if 'finadmin' in user_roles %}
-                                    <td class="text-end">&euro;{{ journaldata.self_compensated }}</td>
-                                    <td class="text-end">&euro;{{ journaldata.ally_compensated }}</td>
+                                    <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ journaldata.self_compensated }}</td>
+                                    <td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ journaldata.ally_compensated }}</td>
 
                                     {% if journaldata.uncompensated > 0 %}
-                                      <td class="bg-danger bg-opacity-25 text-end">&euro;{{ journaldata.uncompensated }}</td>
+                                      <td class="border border-danger bg-danger bg-opacity-25 text-end">&euro;{{ journaldata.uncompensated }}</td>
                                     {% else %}
-                                      <td class="bg-success bg-opacity-25 text-end">&euro;{{ journaldata.uncompensated }}</td>
+                                      <td class="border border-danger bg-success bg-opacity-25 text-end">&euro;{{ journaldata.uncompensated }}</td>
                                     {% endif %}
                                   {% endif %}
                                 {% endif %}
@@ -799,7 +798,7 @@
               aria-labelledby="events-{{ org.id }}-tab">
           <h3>Events</h3>
           <ul><li><a href="{% url 'organizations:organizationevent_create' pk=org.id %}">Add an event</a></li></ul>
-          
+
           <ul>
             {% for event in org.organizationevent_set.all %}
               {% include 'organizations/_organization_event_li.html' with event=event %}
diff --git a/scipost_django/organizations/templates/organizations/organization_list.html b/scipost_django/organizations/templates/organizations/organization_list.html
index d66e2285ee833b19f67eef7405c31454c8fb3efe..295a0ed7d4ec0c811b7d9553aaec0476f7b2f458 100644
--- a/scipost_django/organizations/templates/organizations/organization_list.html
+++ b/scipost_django/organizations/templates/organizations/organization_list.html
@@ -124,7 +124,7 @@
 	    </th>
 	    <th>SciPost sponsor?</th>
 	    {% if 'finadmin' in user_roles %}
-	      <th class="bg-danger bg-opacity-10"><span class="text-danger">FinAdmin</span><br>Support balance</th>
+	      <th class="border border-danger bg-danger bg-opacity-10"><span class="text-danger">FinAdmin</span><br>Support balance<br></th>
 	    {% endif %}
 	  </tr>
 	</thead>
@@ -160,24 +160,7 @@
 		<td class="bg-warning">Not yet</td>
 	      {% endif %}
 	      {% if 'finadmin' in user_roles %}
-		<td>
-		  <table>
-		    <tr>
-		      <td class="py-0">cumul.:</td>
-		      <td class="py-0 text-end">&euro;{{ org.cf_balance_info.cumulative.balance }}</td>
-		    </tr>
-		    {% for year in publishing_years|slice:"0:5" %}
-		      {% for key, val in org.cf_balance_info.items %}
-			{% if year == key|add:"0" %}
-			  <tr>
-			    <td class="py-0">{{ year }}:</td>
-			    <td class="py-0 text-end">&euro;{{ val.balance }}</td>
-			  </tr>
-			{% endif %}
-		      {% endfor %}
-		    {% endfor %}
-		  </table>
-		</td>
+		<td class="border border-danger bg-danger bg-opacity-10 text-end">&euro;{{ org.cf_balance_info.cumulative.balance }}</td>
 	      {% endif %}
 	    </tr>
 	  {% empty %}